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Old Crank

(6,369 posts)
7. I have done some stuff
Sun Aug 3, 2025, 01:44 PM
Aug 2025

We are in Germany so there are some options that aren't available. (no European mutual fund purchases.)
We just bought a flat to help with diversification.
Most of our money was in IRA accounts so when we pulled the money out for the equity we got taxed.
We have kept our old credit union because it is nice to have a US bank.
I think our stock/bond ratio is near 50/50.
Trump's work devaluing the dollar cost us 10% in the exchange rate. MAGA.
German bonds are around 2+%, so not much income there but should be fairly stable.
Who knows what will happen with Social Security under this 'leadership"

Anyway it is a mess.

There are millions in the US who saved like we were expected to and now along comes the GOP to upset the apple cart.

Recommendations

2 members have recommended this reply (displayed in chronological order):

Excellent question. RandomNumbers Aug 2025 #1
I feel your pain Old Crank Aug 2025 #4
T-bills. Short-term and ladder. mahatmakanejeeves Aug 2025 #2
I have done some stuff Old Crank Aug 2025 #7
Do you find bonds offering stablity? Happy Hoosier Aug 13 #14
Yes retired. Old Crank Aug 13 #15
Bask Bank customerserviceguy Aug 2025 #3
A dumb question snowybirdie Aug 2025 #5
Not sure. Old Crank Aug 2025 #8
That's a good question b/c US Treasuries are a part of most bond funds. bucolic_frolic Aug 2025 #6
US treasuries considered safest in the world somsai Aug 2025 #9
The difference is when you retire Old Crank Aug 2025 #10
Technically I am retired, I get full SS somsai Aug 2025 #11
2/3rds of my money is in mutual funds bif Aug 2025 #12
"Mutual funds" encompasses money market mutual funds, bond mutual funds, T-bill mutual funds progree Aug 2025 #13
Despite global optimism over lower US interest rates bucolic_frolic Aug 23 #16
Latest Discussions»Culture Forums»Personal Finance and Investing»Any ideas out there for s...»Reply #7