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Personal Finance and Investing

lark

(26,032 posts)

1. Credit cards never get used in our household, except to hold reservations.

Reply to bucolic_frolic (Original post)

Sat Feb 28, 2026, 10:01 AM

Saturday

Then when we get there, we give them our debit card or Amex to use instead and usually it's the debit card. When we use Amex for the points, we pay it off the next month. Mainly we are cash and carry after getting in over our heads when we were starting our family. We learned our lesson very well.

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For some reason 2 of my credit cards sent amendments to terms. [View all] bucolic_frolic Saturday OP

Credit cards never get used in our household, except to hold reservations. lark Saturday #1

I learned it the hard way myself. I was 40 years old, forced to move back home and couldn't buy a car MIButterfly Saturday #4

Good for you! SheltieLover Saturday #8

Thank you, SheltieLover. MIButterfly Saturday #9

Excellent dedication! SheltieLover Saturday #10

There was a woman at work who was behind in one of her credit cards and every other credit card she had MIButterfly Saturday #2

Guessing it means if payments are past-due, those, plus current min. due are required to not be considered late. SheltieLover Saturday #3

Ah, thanks, and the late fee on the one is $35 /nt bucolic_frolic Saturday #5

So, to avoid the late fee, all payments in arrears plus current payment must be made timely. SheltieLover Saturday #7

"This is worse than getting married. " Pretty funny 😍 walkingman Saturday #6