Switching from Advantage Plan (which left my area, creating a qualifying event) to Original Medicare. Here's Why

[lark]

19. Be aware, Supplemental Plans will only cover you once without a full medical history.

So, if you have it once and cancel because of the expense, you can't go back if you have had any significant disease, including cancer and you also have to get a rx plan. The first few years I was on Medicare, I was very healthy and didn't like paying for the supplement and the prescription plan and not using either. I switched to an Advantage Plan and prompty had 2 head traumas within 6 weeks - not good. I nearly died from an impinged spinal cord - very scary. Anyway, I can;t go back because of my cancer history so will have to manage. Hubs got a supplement because his heart dr. is with Mayo and they don't take Advantage plans. Hope we can afford to continue this. I wish I had never switched, but Humana has been fast with auths. and no problem so far.