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Gun Control Reform Activism

Robb

(39,665 posts) Thu Apr 11, 2013, 01:58 PM Apr 2013

Gun liability insurance: the work-around [View all]

I was kicking this around in another thread; let's see if we can flesh it out a bit.

My suggestion is that since liability insurers won't cover intentional acts (e.g. they won't insure you against shooting someone on purpose), the workaround would be to require gun owners to contribute -- on a per-weapon basis, perhaps, or means-tested, or some other sliding scale -- to a fund that covers the victims of gun violence. Essentially, since gun owners can't insure themselves, they're insuring everyone else.

Thoughts? Problems?

14 replies

= new reply since forum marked as read

Highlight:

Gun liability insurance: the work-around [View all] Robb Apr 2013 OP

Sort of like a gun tax that directly funds the costs of victims of gun violence. DanTex Apr 2013 #1

i think that's a good idea samsingh Apr 2013 #2

I like the idea, defacto7 Apr 2013 #3

How about an "excise tax" exacted upon transfer of ownership? nt rdharma Apr 2013 #4

Maybe all men should be required to pay into a pool to provide assistance to rape victims slackmaster Apr 2013 #5

I don't think you'd like that, since we're talking about gun crime specifically. Robb Apr 2013 #6

I thought the topic of the thread was charging gun owners some kind of fee that would not be charged slackmaster Apr 2013 #8

What demographic information about you makes you so unlikely to ever commit a crime with a gun? Robb Apr 2013 #9

Everything about my demographics, with the exception of my gender and marital status slackmaster Apr 2013 #10

Good idea, we will just tack a little extra onto the "gun tax" for that. How's that? Hoyt Apr 2013 #7

Insurance can cover intentional acts guninsuranceblog Apr 2013 #11

Yes, it can cover intentional acts but not unlawful ones. slackmaster Apr 2013 #14

See response 11) which points out that liability for intentional acts aqctually can be insured Progressive dog Apr 2013 #12

"This proof of insurance card is to be carried in the chamber of your firearm at all times"..... lastlib Apr 2013 #13